When buying or letting out a property the EPC rating can have a larger impact than expected as it is not just legal compliance. It can influence your mortgage options, ongoing energy costs, and even your long-term returns. Whether you are a first-time buyer, a home mover, or a landlord, understanding how EPC ratings fit into the bigger picture is essential.
When applying for a mortgage, particularly for buy-to-let or investment properties, the Energy Performance Certificate (EPC) is NOT just a formality. It carries financial, regulatory, and environmental importance.
At Nachu Finance, we are not energy advisers, but we do take a holistic approach to mortgage planning, and EPC considerations are an important part of the advice we provide.
