When it comes to property-related fraud, the stakes are high-after all, the bigger the asset, the greater the motivation for fraudsters. However, a simple yet effective step to protect yourself is registering for Land Registry Property Alerts, a free service that helps you monitor activity related to your property title.
HM Land Registry, established in 1862, is responsible for registering land and property ownership in England and Wales. In addition to recording ownership details, it also maintains records of any loans secured against a property, including:
- First charge – a mortgage used to purchase the property.
- Second charge and subsequent charges – secured loans taken out against the property.
Whenever there is a change in ownership or loan provider details, the Land Registry must be updated. This includes transactions such as:
- Selling a property
- Remortgaging
- Repaying a mortgage or secured loan
- Taking out a new mortgage on a mortgage-free property
Keeping track of these updates is crucial to preventing fraud, and this is where the Property Alert Service can help.
The Land Registry’s Property Alert Service is a free and easy-to-use tool designed to notify you of significant activity related to a registered property. You can register up to 10 properties per email address, making it an excellent solution for homeowners, landlords, and property investors.
Once registered, you will receive an email notification whenever key activities occur on any property you’ve signed up for. If you receive an alert about an unexpected transaction, you can report it to the Land Registry for further investigation.
There’s no reason to delay—signing up is quick, straightforward, and requires minimal information. To register, visit the official Property Alert Service and follow the simple steps.
Useful to Know:
Minimal personal details are required to set up an account. Only the property address is needed—no title number required (though it will be displayed once registered). New build properties can only be registered after the first purchase has been completed and recorded with the Land Registry. Limited company-owned properties can also be monitored. Multiple people can register alerts for the same property. You don’t need to be the owner—this is useful if you’re monitoring a relative’s or investment property. Notifications include official searches and applications related to the property.
Registering for Land Registry Property Alerts is a simple but powerful step in protecting your property from fraud. Whether you’re a homeowner or an investor, staying informed about any changes to your property title gives you peace of mind and allows you to act swiftly in case of unexpected activity.
Get started today at https://propertyalert.landregistry.gov.uk/—it’s free, easy, and takes just minutes!
At Nachu Finance, we are passionate about every stage of the property ownership journey—from securing your first home to ensuring a smooth and efficient transition of your assets to the next generation.
Whether you need expert guidance on mortgages or estate planning, we’re here to help. Get in touch today, and we’ll be delighted to assist you in finding the best solution for your needs.
