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Protect Your Property: Register for Free Land Registry Property Alerts

Date Published : March 17, 2025
Date Last Modified : April 29, 2026

Property fraud is one of the most serious financial crimes homeowners face — and in many cases, victims don’t realise what has happened until significant damage is done. The bigger the asset, the greater the incentive for fraudsters. Your home or investment property could be targeted for title fraud, unauthorised mortgage applications, or ownership transfers made without your knowledge. The good news is that HM Land Registry offers a free, easy-to-use tool that keeps you informed of any significant activity against your property title — giving you the power to act before it’s too late.

Understanding HM Land Registry

HM Land Registry, established in 1862, is the government body responsible for registering land and property ownership across England and Wales. Beyond recording who owns what, it also maintains an up-to-date record of any loans secured against a property, including:

First charge — the mortgage used to purchase the property
Second charge and subsequent charges — any secured loans taken out after purchase

Any time there is a change in ownership or loan provider, the Land Registry must be updated. This applies to a wide range of transactions, including remortgaging your property, selling or transferring ownership, repaying or switching a secured loan, and taking out a new mortgage on a mortgage-free property. Keeping track of these updates is essential to preventing fraud — and this is precisely where the Property Alert Service becomes invaluable.

What Is the Property Alert Service?

The Land Registry’s Property Alert Service is a free notification tool that monitors activity on registered properties and alerts you by email whenever a significant change is applied or attempted. Whether you own one home or manage a property portfolio, you can register up to 10 properties per email address.

Once registered, you will be notified whenever key activities occur — such as an application to change ownership, a new charge being added, or an official search being submitted. If you receive an unexpected alert, you can report it directly to HM Land Registry for investigation.

See below what your registered account dashboard will look like once you have set up your free property alerts:

Why You Should Register Now

There is no cost, no complex process, and no reason to delay. Registering takes under five minutes and requires minimal personal information — just your email address and the property address you wish to monitor. You do not even need to be the legal owner to register an alert, making it ideal for:

Homeowners wanting peace of mind on their primary residence
Landlords monitoring buy-to-let or investment properties — whether held personally or through a limited company
Family members keeping an eye on an elderly relative’s home
Executors or attorneys managing property on behalf of others

For landlords considering their ownership structure, it is worth noting that the alert service works equally well for buy-to-let properties held in a limited company as it does for personally owned properties. Regardless of how the title is held, you can register and receive alerts.

Useful to Know Before You Register

✔ Only the property address is required — no title number needed (it will be shown once registered)

✔ You can monitor up to 10 properties per email address

✔ Multiple people can register alerts for the same property

✔ New build properties can only be registered after the first purchase is completed and recorded

✔ Limited company-owned properties can be monitored

✔ You do not need to be the legal owner to register

✔ Notifications include official searches and applications related to the property

Take Action Today

Registering for Land Registry Property Alerts is one of the simplest and most effective steps you can take to protect your property from fraud. Whether you are a first-time homeowner or an experienced investor, staying informed about any changes to your property title gives you peace of mind and the ability to act swiftly when it matters most. Get started today at propertyalert.landregistry.gov.uk — it is free, straightforward, and takes just minutes.

How Nachu Finance Can Help

At Nachu Finance, we support clients at every stage of the property ownership journey — from securing the right mortgage to planning the long-term management and transfer of property assets. If you have questions about mortgage options or want to understand how estate planning can protect your property for future generations, our team is here to help. Get in touch today and we will be delighted to find the right solution for your needs.

About the Author

Sekkappan Alagu is the Founder of Nachu Finance Ltd, established in 2006. With an early career in journalism and publishing, he brings clarity and structured thinking to complex financial topics. Through the Nachu Finance Blog and Knowledge Hub, he shares insights drawn from nearly two decades of client advisory experience, helping readers make informed decisions and understand best practices in mortgages, protection and long-term financial planning.

Business Profile

Nachu Finance Ltd is a directly authorised FCA-regulated firm providing mortgage, insurance and estate planning advice to clients across the UK. The firm takes a holistic approach — considering protection, tax efficiency and long-term planning alongside property finance — maintaining high regulatory standards while keeping advice clear and easy to follow. To learn more about the firm's background and story, visit the About Nachu Finance page.