Testmonials
"The process was smooth and stress-free, thanks to Sekkappan’s clear communication and expert advice."
Luton (Bedfordshire)
First-time buyer
"Sekkappan and his team have been remarkable. Their service, advice, and support have always been consistent."
Middlesex
Remortgage client
"We were first-time buyers with no idea where to start. Sekkappan made the whole process easy and explained everything clearly."
Harrow
First-time buyer
"Sekkappan is very friendly, approachable, and professional. He listened to what we wanted and found us the best deal possible."
Worcestershire
Mortgage renewal client
"His service has always been first class, and I wouldn't go anywhere else for mortgage advice."
Guildford
Buy-to-let landlord
"Sekkappan and his staff helped greatly in securing the best rates for me."
Guildford
Buy-to-let landlord
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Get in Touch with Us for Personalized Finance Assistance
Tamil Mortgage Adviser in UK
While most Tamil-speaking individuals in the UK can manage mortgage or estate planning discussions in English, there’s an undeniable advantage in receiving advice from someone who not only speaks Tamil but also understands the cultural nuances behind your financial decisions.
At Nachu Finance, we don’t just offer advice in Tamil-we understand the Tamil mindset, the family-first approach, and how these values influence major life decisions. Culture plays a huge role in shaping financial planning, and by connecting with that, we offer guidance that is both personalised and effective.
வீட்டை கட்டிப் பார் – The Cultural Importance of Home Ownership
The well-known Tamil saying வீட்டை கட்டிப் பார், கல்யாணம் செய்துப் பார் and Bharathiyar’s famous line காணி நிலம் வேண்டும் – பராசக்தி காணி நிலம் வேண்டும் reflect the Tamil community’s deep-rooted aspiration for homeownership.
While it’s less common in the UK to build a home or own land in the traditional sense, owning a home still represents:
- Security
- Stability
- A sense of accomplishment
- A dream for every Tamil family
We also recognise the role of extended family support–not only in becoming a homeowner but also in becoming mortgage-free early, and in helping the next generation get on the property ladder.
Tamil-Speaking Mortgage Adviser in the UK
Since 2006, Nachu Finance has been guiding Tamil families in the UK through:
- Arranging and advising on mortgages
- Structuring homeownership effectively
- Supporting families in becoming mortgage-free
- Helping second-generation clients step onto the property ladder
Our understanding of Tamil culture complements the transparent, whole-of-market advice we provide, and this combination has earned us consistent referrals and a loyal client base.
Whether it’s sharing a lighter moment in Tamil or understanding the deeper family-centric values, that Tamil touch makes a real difference in the mortgage advice process.
💬 Sekkappan has appeared on several live TV shows on UK Tamil channels, discussing mortgages and taking live calls from Tamil viewers across the country.
Explore our full range of mortgage services here
நெருப்பு என்றால் சுடாது
Discussing insurance or estate planning naturally brings up difficult topics—serious illness, accidents, or death.
But as the Tamil saying goes: “நெருப்பு என்றால் சுடாது” — talking about fire doesn’t burn you. Similarly, planning for life’s uncertainties doesn’t make them more likely. It simply ensures you and your loved ones are prepared and protected.
Insurance Advice in Tamil
When it comes to life insurance, our approach is to protect the family in light of the mortgage, rather than just cover the mortgage alone. This resonates with the Tamil way of thinking, where the wellbeing of the family unit is central.
We also understand that for many Tamil clients, life insurance back home often takes the form of savings-based plans. In the UK, life insurance serves a different purpose—it is pure protection, offering financial support to your loved ones in case of an unforeseen event.
We bridge both mindsets to help you make informed choices.
We take pride in offering:
- Sound advice at the time of policy setup
- Proactive regular reviews
- Hands-on support during claims–the most critical time
Our ability to provide Tamil-language insurance advice is complemented by our expertise in estate planning, so your protection plans can be tailored to your long-term goals.
Our insurance and protection services are designed to work in harmony with:
- Mortgage advise
- Will writing
- Use of Trusts
- Inheritance Tax (IHT) planning
- Lasting Power of Attorney (LPA)
Review our full life insurance proposition here
உயில் – UK Will Writing & Estate Planning in Tamil
Estate planning is still a relatively new concept for many Tamil families in the UK. In India, we’re used to legal heir certificates (வாரிசுதாரர் சட்டம்) and natural asset distribution—but the UK system is very different.
Without a valid Will or proper planning, your estate could:
- Face delays and legal complications
- Be subject to Inheritance Tax up to 40%
- Lose value or fail to pass to the intended beneficiaries
We help Tamil families understand the importance of proactive estate planning and offer comprehensive, culturally aware solutions, including:
✅ Will Writing
✅ Effective Use of Trusts
✅ Lasting Power of Attorney (LPA)
✅ Inheritance Tax (IHT) Planning
All while ensuring you retain control of your assets during your lifetime. Learn more about our Will writing and estate planning services here
Ready to Support You in Every Step
Financial decisions-whether it’s buying your first home, protecting your family with life insurance, or planning your legacy—are deeply personal and often shaped by cultural values.
At Nachu Finance, we are proud to offer Tamil-speaking financial advice backed by:
- 18+ years of experience
- Transparent, holistic guidance
- A strong reputation built on trust
- A genuine understanding of the Tamil community’s values
Whether you’re just starting your journey or preparing for the next generation, we’re here to offer advice you can understand, relate to, and trust.
Our Transparency Promise
Eligibility considerations
While we have extensive experience in securing mortgages for Construction Industry Scheme (CIS) workers, eligibility depends on meeting specific criteria under the CIS scheme.
In some cases, building trade professionals operate under CIS alongside other forms of self-employment or may not fully meet the scheme’s requirements. Unfortunately, such cases may not qualify for a CIS-based mortgage.
Only after an initial discussion and assessment can we determine whether you are eligible for this scheme. If CIS is not the right fit, we will explore alternative mortgage options tailored to your circumstances.
Why Choose Nachu Finance as your mortgage adviser
At Nachu Finance, we believe securing a mortgage or financial protection shouldn’t feel overwhelming. Whether you’re a CIS worker, self-employed professional, or someone navigating complex financial situations, our expertise ensures you get the right solution tailored to your circumstances.
As highly experienced, transparent, whole-of-market advisers with outstanding client reviews and a commitment to going the extra mile, we believe we are well-placed to be your trusted advisers.
Our tech-driven, client-centric, and flexible approach ensures that getting in touch with us is effortless. Let us support you through your property journey with clarity and confidence.
Don’t just take our word for it, take a look at what our clients have to say about our service.
